Insurance Programs
Take advantage of CCFMS’s policy for commercial general liability insurance and consider other insurance options.
Liability Insurance
The CCFMS currently has a policy for commercial general liability insurance with Co-operators Insurance for CCFMS-affiliated club events, such as monthly meetings, lapidary workshop facilities & workshop classes, club gem and mineral shows, field trips, picnics, banquets – all the different types of events that our clubs have. Check out our Activities section for guidelines and ideas. Club liability insurance is essential.
Clubs must submit a Liability Insurance Request Form (LIRF) for each club event. Clubs will then be issued a Certificate of Insurance (COI) for that event.
Commercial general liability insurance covers property damage and personal injury. Liability insurance coverage occurs ONLY if your club has submitted a LIRF. It is NOT automatic.
Steps:
- Download LIRF and save locally.
- Fill in the LIRF, including digital signature, and email it fully completed to: CCFMSinsurance@gmail.com.
- The Certificate of Insurance will be sent in 2 weeks.
Insurance Information
Liability Insurance
Check out our detailed FAQ with Questions and Answers providing additional information.
If any CCFMS-affiliated club member wishes to take a look at the CCFMS commercial general liability insurance policy, please email us (by clicking on the envelope icon) at our insurance email address – and we’ll send a copy to you. It is dated 2022 – and it is a boilerplate insurance document – English version only.
Email us: CCFMSInsurance@gmail.com
Check below for information about Directors and Officers Insurance as well as Property Insurance.
Directors and Officers Insurance
Commercial General Liability Insurance does not cover Directors and Officers of a club if there are allegations of mismanagement or wrongful acts, human rights issues, etc.
D&O insurance can provide a not-for-profit organization with insurance coverage focused specifically on the club board / council and its officers.
D&O insurance is optional.
Property Insurance
Property insurance, too, can be considered good risk management – particularly if a business owns equipment, furnishings, and collections such as:
- Equipment and furnishings (such as lapidary workshop machinery, chairs, tables, etc)
- Banner signs
- Library books and magazines
- Rock collections
- Paper records
Property insurance, also, is optional.
